This is probably because I put multiple overlays on thinking I needed to for each list on the page…
I have a very smart co-worker. He had me open the problem list in Chrome, F12 for the developer tools, and then we were able to scroll to the right to get to the web part tools behind the Overlay Screen. The Standard for my workplace is IE8 so there was no way to scroll left or right in that browser.
Thank you for your time DCH. Greatly appreciated!